Welcome to Albert Deak's Website!
Dear Visitors
This website is designed for the companies looking for Loan Financing, JV Financing and other loan instruments for various investments worldwide. But the financing of a project is not an easy matter.
In the pages of this website we explain about what documentations will be required for a loan application. Smart Business Consulting Solutions LLP is able to assist the companies in getting necessary funds for their projects. Smart Business Consulting Solutions LLP collaborates with various Financial Services Companies in USA, U.K., and other Financiers. They have various financing programs and they are very serious companies having a vast experience in project funding worldwide.
Many companies need loans but they are not informed regarding how and from where they can get the needful funds for their investment. Sometimes they look for information over the Internet and often they arrive to unexperienced brokers who do not have reliable financial sources. But even when they discover a serious Financier or a Lender, they are not able to understand the financing procedures to follow up or they submit unprofessional documentations to them.
Every owner considers his documentations are perfect and in this way they cannot understand the Lenders do refuse to fund their projects. But a Lender has an another vision about how a project will be funded and he needs professional documentations and studies that demonstrate that the business generates profit and the project is a viable one. Many owners project their Business Plan only according to their needs and they do not take into consideration the needs and requirements of the Lenders. A Business Plan has a set of "secrets" and they are the important elements to convince a Lender to fund their project.
The owners or certain owners' consultants do not know these elements but they do insist too much on the technical elements without taking into consideration the economic elements. In a Business Plan, any statement must be proved and calculated.
The Financial Analysis is the most important element of a Business Plan. Unfortunately the owners submit projects having lacks regarding the basic information, they do not provide with details on the key aspects of a project and sometimes the Financial Analysis misses or it presents erroneous, false situations or presented into a unprofessional and limited format. Any Business Plan is built from the base with small steps. This is the projection of the entire business, so the owners can only present the final situation of a project. He must present the calculation sheets of the Financial Analysis from the zero point up to the final point. This is the matter of a professional and an experienced consultant.
The owners must understand that if they don't have experience, they will never be able to prepare a high quality Business Plan. In continuation, the owners have lacks regarding the managerial education and they cannot understand why the professional consulting services must be paid. A Financial Services Company or a Consulting Firm is not a charity organization so those ones who are looking for funding for free, they will never get a loan or funds for their projects.
Many owners tell that they paid a lot of money in the past, but they did not get funds for their project. This matter can have several causes. Sometimes the owner does not admit to have any responsibility in the failure of a project. The superficiality and the incompetency of the owners does generate such situation.
Certain consultants charge small costs for their services or they admit to work for free and to receive the payment for their work after the successful funding of a project. This is not an usual matter and also a professional manner. So the owner must understand that if he will work with such consultants then the chances to have high quality services are reduced.
Sometimes a consultant who does not charge a payment for his work or he charges just a small payment, he is an amateurish, unprofessional consultant and the result will be a negative one. So, my piece of advice for any owner is that to prepare a proper budget before to apply for professional services from a consultant.
In continuation, I invite you to visit the pages of our website and whether you consider we can assist you then please do not hesitate to contact us. We will collaborate with any owner or project promoter with honesty, honour and reliability.
We wish you good luck in successful funding of your project!
Albert Deak, - Managing Director/Partner
Smart Business Consulting Solutions LLP
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